Bank Deposit Rates

2021年6月16日
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REVISED CORRESPONDENT BANKING CHARGES FOR USD. 26 Feb 2021; Save with the Safest, Bank with the Best. We are revising our interest rates starting 12th Feb 2021 - please visit your nearest branch. Beyond electronic security measures, your CD deposits are also insured. Bank CD deposits are insured by the Federal Deposit Insurance Corporation (FDIC), and federal credit union CDs are insured by the National Credit Union Administration (NCUA). The FDIC insures bank deposits. Balance in excess of $1,000,000 will earn a lower interest rate, for example a balance of $1,250,000.00 will earn 0.53% APY. Online transactions only. Online Banking and eDocuments required within 30 days of account opening. Northpointe Bank lowered its 5-year CD rate by 5 bps to 0.60%. In late 2018 and early 2019, its 5-year yield had been 3.60%, which was the highest rate for any online bank during this time. Northpointe Bank’s shorter-term CDs haven’t been as competitive, and that continues as its 1-year rate fell 25 bps to only 0.25%.Certificate of DepositTypeMinimumRateAPY6 Month$2,5000.01%0.01%12 Month$5000.01%0.01%18 Month$5000.01%0.01%24 Month$5000.01%0.01%30 Month - Step up CD$5000.01%0.01%36 Month$5000.01%0.01%42 Month$5000.01%0.01%48 Month$5000.11%0.11%60 Month$5000.16%0.16%
• APY compounded semi-annually
• Penalty for early withdrawal Casino brango online.Individual Retirement AccountsTypeMinimumRateAPY18 Month IRA$100.06%.06%42 Month IRA$100.16%.16%Variable IRA (APY compounded daily)$25.26%.26%
• APY compounded semi-annually
• Penalty for early withdrawal if not of age

The Club & PrimeTimers’ Club Checking AccountsAmountRateAPY$300 - $4,999.99 balances0.11%0.11%$5,000 - $24,999.99 balances0.11%0.11%$25,000+0.16%
• APY compounded daily
• Variable Rate

Statement Savings Accounts and Smart Savers ClubAmountRateAPY$50 - $24,999.99 balances0.11%0.11%$25,000 and over balances0.16%0.16%
Coin master card trading. • APY compounded daily
• Variable Rate
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Holiday Club
RateAPYWith Automatic Funds Transfer (AFT)*0.50%0.50%Without Automatic Funds Transfer0.25%0.25%
Simple interest paid at end of term. *Automatic Funds Transfer from 1ST SUMMIT Checking or Savings account.

Bank Deposit Rates TodayInsured Money Market AccountsAmountRateAPY$300 - $24,999.99 balances0.11%0.11%$25,000 - $99,999.99 balances0.11%0.11%$100,000 - $199,999.99 balances0.16%0.16%$200,000 and over balances0.26%0.26%
• APY compounded daily
• Variable Rate

Advantage Plus Money ManagementAmountRateAPY$.01-$24,999.99 balances0.11%0.11%$25,000-$99,999.99 balances0.11%0.11%$100,000-$199,999.99 balances0.16%0.16%$200,000 & over balances0.26%0.26%
• APY compounded daily

• Variable rate

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• APY compounded daily
• Variable rate

Bank Deposit Rates IrelandBusiness Insured Money Market AccountsAmountRateAPY$300 - $24,999.990.11%0.11%$25,000 - $99,999.990.11%0.11%$100,000 - $199,999.990.16%0.16%$200,000 and over balances0.26%
• APY compounded daily
• Variable Rate

Bank Deposit Rates Ireland
The above term A.P.Y. represents Annual Percentage Yield. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
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